What do payers actually pay in your state?
Since 2022, federal law requires every payer to publish its real negotiated rates. We read those files so you do not have to. Pick your state and compare what each payer pays, side by side, next to the Medicare benchmark.
We have not published that one yet
Tell us where to send it and we will let you know the moment your state and insurer go live. New states are added continuously.
Unlock the full comparison
All 27 mental health CPT codes for your state: every psychotherapy add-on, crisis, family and group, office visits, and phone consults, each with its sample size and range. Free.
The same data, by name
Every median above is built from rates tied to specific, named practices. Here is that practice-level view for your selection, with the identities redacted. Change the state or payer above and this updates with it.
Coming next: your practice, compared by name
The same federal data links every rate to the practices that receive it. We are building practice-level comparison: see where your contract sits against the practices around you. Join the early list.
Common questions
Where do these numbers come from?
From the machine-readable files that insurers are required to publish under the federal Transparency in Coverage rule, cross-referenced with the national provider registry so the rates shown are the ones paid to behavioral-health providers, not other specialties. Medicare benchmarks come from the CMS Physician Fee Schedule for your state.
Is this what I would be paid?
These are the market medians of real negotiated rates in your state, with the sample size shown for each. Your own contract may sit above or below the median, which is exactly what is worth finding out. Practice-level comparison, your contract against the practices around you, is coming next.
Why do UnitedHealthcare's rates look the same in every state?
UnitedHealthcare delegates behavioral health to Optum, which pays one national behavioral fee schedule rather than negotiating state by state. That is visible in the federal files themselves: the same rates repeat state after state. What changes by state is the Medicare benchmark those rates are measured against, and whether they clear it.
My state or insurer is not available yet
Coverage grows continuously, ordered by demand. New states and payers are added as their federal files are processed, and each addition goes live here the same day.
Why do some numbers say "regional sample"?
When a state does not yet have enough in-state data points for a reliable median, we show the broader behavioral-health sample and say so, rather than presenting a thin number as solid.